Let’s get personal with our finances!!!🙌🏾

You know George Washington supposedly said “if you fail to plan you’re planning to fail,” well, that can be true when it comes to many of us relating to finances.

I can truly relate to falling but not failing. As I look back on my lack in planning I turned my mistake into a mission. My mission is to teach and reach out to those who are not preparing for the fall. See, if you knew you was going to fall you would have information to either break you fall or try not to fall at all. That’s where the planning comes into place.

I teach teens financial literacy. In my classroom they learn about “paying themselves first.” My goal is to help them understand that while they’re in their parents house they should look further than the mall to the fall. They should actually think about possibly failing before they fall, so that they would have a better chance of staying up longer. I’m sure you’re good and confused now.

What I’m getting to is, just like we purchase insurance because we know there’s a possibility of an accident or mishap, we should look at this concept when we are planning or using our finances.

When they are home they usually don’t pay rent or mortgage, right? Then the should save the amount they would pay each month for a house (if they’re making it) as if you are paying it now. Also, if you have a car that paid for and they’re not satisfied with it but it works, save the amount of the vehicle they would like to purchase. I’ve had this conversation with many of my students throughout the years of teaching personal finances.

Why am I so passionate about conveying this point to my students? Well, I’m glad you brought up that question. I was once in their shoes and I truly would have appreciated this information back then.

I didn’t understand credit and I paid for it by not respecting it. Now that I’ve been working on mine I can definitely say “I wish I knew better back then.”

This is personal and I truly love sharing what I know to help others. This country would benefit from starting to teach students personal finances as early as elementary school. If they can spend they can learn.

I would like to add that I don’t love money but we need money to consume, so I think we should have better knowledge of being financially responsible.

I can’t end this post without saying that “I believe in tithing and I tithe.” That is the bases of my financial planning. I will not be cursed by holding on to what doesn’t belong to me. Also, I know that God is my source and He has always been my source even when I failed to plan. Don’t have a plan without Him.

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One thought on “Let’s get personal with our finances!!!🙌🏾

  1. Amen, Amen! This is truth! I feel the same way, and it’s a struggle for me. But it’s never too late; believing in God for this increase. I literally try to preach this into kids as well. Thanks for the awesome word. Love you!

    Liked by 1 person

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